FAQs

Q: What is Bad or Poor Credit?

The information found in your credit report determines if you have Bad Credit. If you’ve failed to repay loans, declared bankruptcy, regularly been late on payments, or maxed out your credit lines you appear to have bad credit and are considered more of a risk to lenders.

Q: What is No Credit?

People who have No Credit have never taken out a loan and have no credit cards. All you need to do is establish a good credit history by getting a small loan or credit card and paying off your debts before they are due and, if possible, in full.

Q: Will My Personal information Be Released?

We do not share your personal information with anybody without your consent. We are not in the business of selling or sharing your personal information with any other firm or entity.

Q: How much will I qualify for?

Once you apply for credit we can determine what amount you can qualify for.

Q: Can I use my trade for a down payment?

Yes you can.